Fast Capital.
Built Around You.
No collateral. No lengthy approvals. Just funding.
We purchase your future receivables and deposit working capital directly into your account — minimal paperwork, flexible terms, funded in as little as 24–72 hours.*
Why Choose a Merchant Cash Advance?
Unlike traditional business loans, an MCA is designed for speed, flexibility, and accessibility.
Fast Approval & Funding
Get approved fast and receive funds deposited into your account in as little as 24 hours.*
No Collateral Required
Unlike traditional loans, a merchant cash advance does not require you to put up business or personal assets as collateral.
Flexible Repayment
Repayment is tied to your daily sales. When business slows down, your daily remittance decreases proportionally.
All Credit Backgrounds
We evaluate your business performance, not just your credit score. Most businesses qualify even with past credit challenges.
How It Works
From application to funded in as little as 24 hours.*
Apply Online
Fill out our simple 5-minute application with basic business information.
Get Approved
Our team reviews your application and provides a decision within 24 hours.
Receive Funds
Once approved, funds are deposited directly into your business bank account in as little as 24 hours.*
Repay Flexibly
A small percentage of your daily sales is automatically remitted until the advance is paid.
Frequently Asked Questions
What is a Merchant Cash Advance?
A merchant cash advance (MCA) is a form of business financing where a lender purchases a portion of your future sales at a discount. It is not a loan — there are no fixed monthly payments. Instead, repayment is tied directly to your revenue.
How much can I borrow?
Advance amounts range from $10,000 to $500,000 depending on your average monthly revenue and time in business.
What are the qualifications?
Minimum 6 months in business, at least $10,000 in average monthly revenue, and an active business bank account.
How is repayment structured?
A fixed percentage (called a holdback) of your daily credit/debit card sales or bank deposits is remitted automatically until the advance is fully paid.
Will applying affect my credit score?
The initial application typically involves a soft inquiry that does not affect your credit score. We evaluate your business's overall financial health, not just your credit history.
Further Reading & Resources
External sources providing context and data on merchant cash advances and small business financing.
Industries We Fund
We work with businesses across all major industries. See funding solutions tailored to your sector.
Apply for a Merchant Cash Advance Today
No obligation. No application fee. Get a decision within 24 hours.