Transportation & Trucking Business Funding
Fast working capital for trucking and transportation businesses nationwide. Keep your fleet moving — minimal paperwork, funded in as little as 24–72 hours.*
Common Challenges in Transportation
We understand the unique cash flow challenges that transportation businesses face — and we're built to solve them with you.
High Fuel Costs
Fuel is one of the largest variable expenses for transportation businesses, and price volatility can make cash flow planning extremely difficult.
Fleet Maintenance & Repairs
Breakdowns and unexpected repairs can sideline trucks and drivers at any time, creating urgent cash needs that don't wait for financing approvals.
Fleet Expansion Costs
Adding trucks or trailers to meet demand growth requires substantial capital that traditional lenders often won't provide quickly enough.
Licensing & Compliance
DOT compliance, FMCSA filings, permits, and insurance renewals create recurring costs that must be covered regardless of revenue timing.
Long Invoice Payment Cycles
Freight brokers and shippers often pay on net-30 or longer terms while driver wages and fuel costs must be covered immediately.
Driver Recruitment & Retention
The ongoing shortage of qualified CDL drivers means competitive compensation packages are essential — and expensive to maintain.
How Transportation Businesses Put Their Funding to Work
A merchant cash advance gives you the flexibility to deploy capital exactly where your business needs it most.
- Purchase additional trucks, trailers, or vehicles
- Cover fuel costs and fuel card programs
- Fund unexpected vehicle repairs and maintenance
- Pay for DOT compliance, permits, and insurance
- Bridge cash flow gaps from long freight payment cycles
- Hire, train, and retain qualified CDL drivers
- Expand into new routes or freight categories
Funding at a Glance
- Funding Amount
- $500K+
- Approval Time
- 24 Hours
- Funding Speed
- 24–48 Hours
- Collateral
- Not Required
- Credit Check
- All Backgrounds
Simple Qualification Requirements
We focus on your business performance — not just your credit score.
- 6+ months in business
- Minimum $10,000 monthly revenue
- Active business bank account
- US-based transportation business
- All credit backgrounds considered
- No collateral required
Further Reading & Resources
External sources providing data and context about transportation business financing.
Ready to Fund Your Transportation Business?
Apply in minutes. Get approved fast. Receive funding in as little as 24 hours.*