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Financing Programs

Business Financing,

Matched to Your Business.

One application. We place it across our lender network and bring back the options your business actually qualifies for — not a single take-it-or-leave-it offer.

24–48 hour funding on revenue programsOne application covers every programNo cost to apply — soft review first
(786) 372-0744
58Lenders in our network
24–48 hrsFunding on revenue programs
$10MMaximum program size
$0Cost to apply · soft review first

Jump to a program

Six ways to fund your business

Typical ranges for each program. Your actual offer depends on your revenue, time in business and credit — we’ll show you which ones you qualify for.

Fastest

Revenue Based Financing

Fast, unsecured capital against your deposits

Funding
$10,000 – $5,000,000
Cost
Factor rate, typically 1.10 – 1.50
Term
4 – 24 months
Payments
Daily, weekly, bi-weekly or monthly ACH
Time to fund
24 – 48 hours
Qualifying
6+ months in business, credit-flexible — driven by revenue
Best fit

Businesses that need capital quickly, or are bridging payroll, inventory or receivables.

0% intro APR

SLOC — 0% Intro Credit Line

Business credit lines stacked into one facility

Funding
$1,000 – $150,000+
Intro rate
0% APR for 7 – 21 months
Payments
Roughly 1 – 3% of the balance
Time to fund
1 – 4 weeks
Qualifying
680+ personal credit, no time in business required
Sources
Major national banks
Best fit

Startups and owners with strong personal credit who want the lowest-cost capital available.

Cash-flow relief

Reverse Consolidation

Relief for businesses carrying multiple positions

Funding
Up to $5,000,000
How it works
A weekly deposit offsets your existing daily payments
Effect
Immediate cash-flow relief
Term
Typically around 6 months
Qualifying
Existing advances in good standing
Best fit

Merchants stacked with several advances whose daily payments have outgrown their deposits.

Lowest cost

SBA & Bank Term Loans

The lowest cost of capital, for those who can wait

Funding
$50,000 – $10,000,000
Rate
Variable, Prime + lender spread
Term
Up to 5 – 10 years
Use of funds
Working capital, expansion, equipment, refinancing
Time to fund
30 – 90 days
Qualifying
2+ years in business, 660+ credit, full financials
Best fit

Established, documented businesses trading speed for the lowest available rate.

Revolving

Line of Credit — Prime

Revolving credit for established businesses

Credit line
Up to $1,000,000
Rate
From 1% per month
You pay
Only on what you draw, not the full line
Term
12 – 48 months, weekly or monthly
Time to fund
As fast as 24 hours
Qualifying
3+ years trading, $25,000+ monthly revenue, 650+ credit
Best fit

Established businesses with recurring or seasonal cash-flow gaps who want to draw, repay and draw again.

Revolving

Line of Credit — Growth

Revolving credit with lighter requirements

Credit line
$5,000 – $100,000
Term
4 – 6 months
Payments
Daily, weekly or bi-weekly
Position
1st through 3rd
Qualifying
1+ year trading, $15,000+ monthly deposits, under 4 negative days a month
Also needed
Bank connection; no minimum daily balance
Best fit

Businesses that don’t yet meet bank criteria but have steady deposits and want revolving access rather than a lump sum.

Program exclusions

Not available to sole proprietorships or non-profits, in Texas, or for cannabis, guns & ammunition, trucking and transportation, moving companies, debt collection, auto & boat sales, adult entertainment, or financial, investment and crypto businesses.

Amounts, rates and terms shown are typical ranges and are not an offer of credit. All financing is subject to underwriting, lender approval and final documentation. Actual terms vary by program, lender and applicant profile.

Compare programs at a glance

Not sure where you fit? Start with the minimum requirements column.

ProgramAmountTime to fundMinimum requirements
Revenue Based Financing$10K – $5M24 – 48 hours6+ months in business
SLOC — 0% Intro Credit Line$1K – $150K+1 – 4 weeks680+ personal credit
Reverse ConsolidationUp to $5MImmediate reliefExisting advances in good standing
SBA & Bank Term Loans$50K – $10M30 – 90 days2+ years, 660+ credit, full financials
Line of Credit — PrimeUp to $1MAs fast as 24 hours3+ years, $25K+/mo revenue, 650+ credit
Line of Credit — Growth$5K – $100K—1+ year, $15K+/mo deposits

Frequently Asked Questions

Do I need a separate application for each program?

No. One application covers every program. We review it once and place it across our network of 58 lenders, then bring back the options your business actually qualifies for.

Which program is fastest?

Revenue-based financing typically funds in 24–48 hours, and Line of Credit — Prime can fund in as little as 24 hours. SBA and bank term loans take 30–90 days in exchange for the lowest cost of capital.

Which program is the lowest cost?

SBA and bank term loans carry the lowest rates (variable, Prime plus a lender spread). If you have strong personal credit (680+), the SLOC 0% intro credit line can also be very low-cost for 7–21 months.

I already have multiple advances. Can you help?

Yes. Reverse consolidation is built for merchants carrying several positions. A weekly deposit offsets your existing daily payments for immediate cash-flow relief, typically over about 6 months. Existing advances need to be in good standing.

Will applying affect my credit score?

Applying costs nothing and starts with a soft review, which does not affect your credit score.

What do I need to get started?

Your last three months of business bank statements and a short application. We come back with real numbers, not estimates.

Not sure which program fits?Talk to a real person — no pitch, just answers. Mon–Fri, 8:00 AM – 6:30 PM ET.

Ready to see what you qualify for?

Send us your last three months of statements and we’ll come back with real numbers.

Call (786) 372-0744
Ready? 5 min · soft check