Cash for your business, fast and simple.
$10K–$500K in working capital, approved in about a day. No collateral, no credit hit to apply, and payments that flex with your sales. A real person guides you the whole way.
Instant funding estimate
Live estimateEstimate only, based on revenue and time in business. Actual advance amount, factor rate and term are set during underwriting. A merchant cash advance is a purchase of future receivables, not a loan. *Funding times vary.
How It Works
Getting the capital you need has never been easier. Our streamlined process gets you funded quickly so you can focus on growing your business.
Quick Application
Fill out our simple online application in just 5 minutes. No complex paperwork or lengthy forms required.
Fast Review
Our team reviews your application within 24 hours. We look at your business performance, not just credit scores.
Get Funded
Once approved, funds are deposited directly into your business account in as little as 24 hours.*
Why Businesses Choose Us
We've designed our funding solutions with your business needs in mind. Here's what sets us apart.
Lightning Fast Funding
Receive capital in as little as 24 hours.* No waiting weeks or months.
No Collateral Required
Your business assets stay safe. We base decisions on your sales performance, not collateral.
Flexible Repayment
Payments adjust with your sales. When business is slower, so are your payments.
Simple Application
No lengthy paperwork. Our streamlined process takes just minutes to complete.
All Credit Considered
We focus on your business potential, not just your credit score. Most businesses qualify.
Dedicated Support
A real person to guide you through the process and answer all your questions.
Industries We Serve
From retail to healthcare, we've helped thousands of businesses across various industries access the capital they need to thrive.
Success Stories
Join thousands of business owners who have used our funding to grow their businesses and achieve their goals.
"When our kitchen equipment failed unexpectedly, MRCHNT came through with funding in just 2 days. They saved our business during our busiest season."
"The application was incredibly simple. I was skeptical at first, but they delivered exactly what they promised. Now I can take on bigger projects without cash flow worries."
"Traditional banks turned me down, but MRCHNT saw the potential in my business. Their flexible payments make managing cash flow so much easier."
Ready to Grow Your Business?
Join thousands of business owners who have used MRCHNT to fuel their growth. Apply now and get funded in as little as 24 hours.*